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At Hill Country Factors, we believe that small and medium-sized businesses are the backbone of America. They create jobs, fuel innovation, and keep our communities strong. But too often, these businesses face one of the toughest challenges — waiting too long to get paid. That’s where we come in.
Hill Country Factors was founded by , who saw firsthand how difficult it can be for entrepreneurs to maintain healthy cash flow while trying to grow their companies. After working in the factoring industry at 12five Capital and later as a broker, Christian also spent time consulting in the behavioral health industry. Through that journey, one belief remained constant: entrepreneurs deserve the freedom to focus on their business without being held back by slow-paying customers. Hill Country Factors is more than just a financing company. We’re a , built on the values of transparency, integrity, and relationships. Our back-office operations are managed by family members who share the same commitment to service, accuracy, and trust that Christian does on the front end. Our mission is simple:
Whether you’re a contractor, supplier, or service provider, we’re here to help you unlock the money you’ve already earned — so you can pay your people, take on new projects, and grow with confidence.
At Hill Country Factors, we’re more than a funding source—we’re your partner. Based in Central Texas, we value relationships, trust, and transparency. Our goal is simple: to give your business the cash flow it needs to grow, without the runaround. With us, you’ll always know where you stand, and you’ll have a team that treats your success like our own.
With years of financial expertise, our team knows how to keep businesses moving forward. We focus on your journey—not just the transaction—making factoring simple, transparent, and built around your success.
Clear terms, transparent processes, and decisions based on potential, not just history.
Our partners platform turns complex data into actionable insights. Because you need answers, not just information.
At Hill Country Factors, we’re more than a funding source—we’re your partner. Based in Central Texas, we value relationships, trust, and transparency. Our goal is simple: to give your business the cash flow it needs to grow, without the runaround. With us, you’ll always know where you stand, and you’ll have a team that treats your success like our own.